High Risk Pools, a lousy idea…

May 18, 2017
So, as Congress talks about bringing back high-risk pools, I thought people should see what one looks like.  Here’s a link to California’s 2010 version…http://www.health-ins.com/Carriers/MrMIP/2010_MrMIP_Brochure.pdf Key Highlights:  $ 75,000 Annual Max   $ 750,000...

An Update on The Risk Corridor – Death Spiral Edition

November 29, 2016
I’ve written about Obamacare’s Risk Corridor provision many times. From the Rubio Amendment to Suing for the Slush Fund we have learned that not only was government funding this leg of the 3R’s likely illegal...

Risk Adjustment: It’s only money

July 26, 2016
Almost two months ago, we noted that the “risk adjustment program was designed to dissuade insurers from targeting only healthy people … The problem is that measuring metrics often encourage companies to optimize their...

Obamacare’s New High Risk Pool

July 21, 2016
Anticipation of huge premium increases in the small employer market has been building since 2013. New rules were to take effect on January 1, 2014 that would eliminate medical underwriting and reduce the number...

In local news: Hospital’s Medicare funding at risk

September 19, 2015
Co-blogger Bob V alerts us to this disturbing news: “Miami Valley Hospital is in jeopardy of losing Medicare funding after an investigation found nursing staff failed to respond to a patient’s heart monitor alarm...

It’s Not a Risk When Using Other People’s Money

August 14, 2015
Obamacare’s Transitional Reinsurance Program screwed you and helped pad insurance company pockets. I know it’s hard to believe that a government program that promised to hammer insurance companies would actually do the exact opposite. But. It....

Cavalcade of Risk #224: Swan Song edition

December 24, 2014
“The Swan song is a metaphorical phrase for a final gesture, effort, or performance given just before death or retirement.” Let me be clear at the outset: the above refers to the Cav, not...

Cavalcade of Risk #224 – Swan Song edition: Call for submissions

December 19, 2014
We’ll be hosting next week’s Swan Song edition right here at IB. After 8 1/2 years, the Cavalcade of Risk is folding its tent, so don’t miss your last opportunity to send in a...

Cavalcade of Risk #223, Loud & Proud edition

December 10, 2014
The inestimable Bob Wilson presents this week’s rockin’ and rhymin’ risky roundup. Clever and informative – that’s what I call win-win. Thanks, Bob!! Original content copyright © InsureBlog >>Insurance Books (Completed)...

Cavalcade of Risk #223: Call for submissions

December 5, 2014
Bob Wilson hosts next week’s edition. Entries are due by Monday (the 8th). To submit your risk-related post, just click here to email it. You’ll need to provide: ■ Your post’s url and title■...
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